The Bankruptcy Help

With a goal to provide unbiased Bankruptcy information to help you understand your bankruptcy options.

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is a bankruptcy that restructures your existing debt, often due to an individual making too much to file a Chapter 7 Bankruptcy.

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Chapter 13 Bankruptcy vs. Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is a bankruptcy that wipes away most of your unsecured debt. Student loans generally will not be discharged from bankruptcy.

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June 17, 2025
Free Bankruptcy Calculator

The Free Bankruptcy Calculator below helps you compare two of the most common consumer bankruptcy in the United States: Chapter 7 and Chapter 13 bankruptcy and common bankruptcy alternatives.

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May 25, 2024
12 Bankruptcy Misconceptions You Must Stop Believing

Bankruptcy can be a great way to get a fresh start when your debt has become unaffordable due to financial hardship. Bankruptcy is for those who have a strong desire to pay their bills, but may not have the ability to pay those bills.

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May 22, 2024
Can You File Bankruptcy While Unemployed With No Job? Understand the process

Yes, you can file bankruptcy while unemployed with no job, but please note that your unemployment income does count as income for the bankruptcy means test.

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