Chapter 7 Bankruptcy Illinois Income Limits 2025

During the months of May and November, you may see the Illinois income limits for Chapter 7 increase.
Information in this article does not constitute legal advice, it is for informational purposes only, and may not constitute the most up-to-date information. Readers should contact their attorney for advice on any particular legal matter.

You can keep your eye on the government's site as well, but for your convenience, we provided a visual table below as well. 

It may also be helpful to take the Illinois means test calculator as it can estimate if you may qualify for Chapter 7 with your average income, household size, etc. 

Note that your income limit can increase by $11,100 for each additional household member that surpasses the below table's household limit. 

# of PeopleAnnual Income
1$69,611
2$88,824
3$108,492
4$132,536
5$143,636
6$154,736
7$165,836
8$176,936
9$188,036

Illinois Means Test Calculator

If you are unsure as to whether or not you may qualify for a Chapter 7 bankruptcy, feel free to take our free Chapter 7 calculator. The calculator was designed with you in mind and is based on the bankruptcy means test forms in Illinois! We want to make sure you understand your eligibility, along with the other options that may be available to you based on your individual situation.

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