Chapter 7 Bankruptcy Kentucky Income Limits 2025

In Kentucky, you would follow the Chapter 7 median income limits for the state. See the latest figures for 2025 that may be updated in May and November.
Information in this article does not constitute legal advice, it is for informational purposes only, and may not constitute the most up-to-date information. Readers should contact their attorney for advice on any particular legal matter.

One key component to qualifying for a chapter 7 bankruptcy is passing the means test. Each state has different income limits. You can take our Kentucky means test calculator to estimate if you could potentially qualify. 

This site shares the updated limits for Kentucky, but for visual ease, here is a table to help break it down. Keep in mind that this data updates around two times a year. 

If you notice your household size is larger than what is provided below, you can add $11,100 for each extra member. 

# of PeopleAnnual Income
1$57,764
2$69,371
3$84,183
4$105,955
5$117,055
6$128,155
7$139,255
8$150,355
9$161,455

Kentucky Means Test Calculator

If you are unsure as to whether or not you may qualify for a Chapter 7 bankruptcy, feel free to take our free Chapter 7 calculator. The calculator was designed with you in mind and is based on the bankruptcy means test forms in Kentucky! We want to make sure you understand your eligibility, along with the other options that may be available to you based on your individual situation.

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