The government means test website can be confusing, and it's imperative to understand the updated income limit dates as the income limits often change in May and December of each year.
Below is a quick estimate to check the median income limit. You can then use our longer means test calculator below to estimate whether you qualify and how much bankruptcy may cost you in Michigan.
The limit tends to update every 6 months or so. You can check through this government website as well. Although I did not find it to be the easiest to navigate through. Our visual down below can break the information down a bit clearer.
Use our free Michigan bankruptcy means test calculator that always has the updated income limits, or see the Chapter 7 bankruptcy income limits for Michigan in 2025 below (source). If you have a household size that is bigger than the maximum number below, you would just add $11,100 for each additional household member.
Michigan Means Test Calculator
If you are unsure as to whether or not you may qualify for a Chapter 7 bankruptcy, feel free to take our free Chapter 7 calculator. The calculator was designed with you in mind and is based on the bankruptcy means test forms in Michigan! We want to make sure you understand your eligibility, along with the other options that may be available to you based on your individual situation.