Chapter 7 Bankruptcy Michigan Income Limits 2025

The Chapter 7 income limits in 2025 often update every 6 months in May and November. See the numbers below to see whether you may be able to qualify.
Information in this article does not constitute legal advice, it is for informational purposes only, and may not constitute the most up-to-date information. Readers should contact their attorney for advice on any particular legal matter.

The government means test website can be confusing, and it's imperative to understand the updated income limit dates as the income limits often change in May and December of each year.

Use our free Michigan bankruptcy means test calculator that always has the updated income limits, or see the Chapter 7 bankruptcy income limits for Michigan in 2025 below (source). If you have a household size that is bigger than the maximum number below, you would just add $11,100 for each additional household member.

# of PeopleAnnual Income
1$63,994
2$78,404
3$98,800
4$121,273
5$132,373
6$143,473
7$154,573
8$165,673
9$176,773

Michigan Means Test Calculator

If you are unsure as to whether or not you may qualify for a Chapter 7 bankruptcy, feel free to take our free Chapter 7 calculator. The calculator was designed with you in mind and is based on the bankruptcy means test forms in Michigan! We want to make sure you understand your eligibility, along with the other options that may be available to you based on your individual situation.

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