In the table below, you can gauge to see if you are within New Jersey’s income limit for Chapter 7. This information may update about twice per year. If you prefer to check through the government's site, it is updated there as well.
When looking up your household size, if you notice you more than what is included, you can add $11,100 for each additional member.
You can also take our New Jersey means test calculator to see if you could qualify for Chapter 7.
New Jersey Means Test Calculator
If you are unsure as to whether or not you may qualify for a Chapter 7 bankruptcy, feel free to take our free Chapter 7 calculator. The calculator was designed with you in mind and is based on the bankruptcy means test forms in New Jersey! We want to make sure you understand your eligibility, along with the other options that may be available to you based on your individual situation.