Chapter 7 Bankruptcy North Carolina Income Limits 2024

The means test in North Carolina helps estimate Chapter 7 qualification. See the latest 2024 income limits below.
Information in this article does not constitute legal advice, it is for informational purposes only, and may not constitute the most up-to-date information. Readers should contact their attorney for advice on any particular legal matter.

If you are trying to see if you could qualify for a chapter 7 bankruptcy, it is key to look at the income limits that are unique to North Carolina. The income limit is determined by your household size and your gross income as a household. 

(Note: You can add $9900 for each additional household member than what is provided below.) 

This government site shares 2024s updated numbers, but we’ve also included a visual breakdown below for your convenience. 

Feel free to take the North Carolina means test calculator to gauge if you could qualify.

# of PeopleAnnual Income
1$61,789
2$78,014
3$92,035
4$110,533
5$120,433
6$130,333
7$140,233
8$150,133
9$160,033

If your income is above the median, you may still qualify using part 2 of the means test. If helpful, you can also read about a Chapter 13 bankruptcy in North Carolina too.

North Carolina Means Test Calculator

If you are unsure as to whether or not you may qualify for a Chapter 7 bankruptcy, feel free to take our free Chapter 7 calculator. The calculator was designed with you in mind and is based on the bankruptcy means test forms in North Carolina! We want to make sure you understand your eligibility, along with the other options that may be available to you based on your individual situation.

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