If you are trying to see if you could qualify for a chapter 7 bankruptcy, it is key to look at the income limits that are unique to North Carolina. The income limit is determined by your household size and your gross income as a household.
(Note: You can add $11,100 for each additional household member than what is provided below.)
This government site shares 2025s updated numbers, but we’ve also included a visual breakdown below for your convenience.
Feel free to take the North Carolina means test calculator to gauge if you could qualify.
If your income is above the median, you may still qualify using part 2 of the means test. If helpful, you can also read about a Chapter 13 bankruptcy in North Carolina too.
North Carolina Means Test Calculator
If you are unsure as to whether or not you may qualify for a Chapter 7 bankruptcy, feel free to take our free Chapter 7 calculator. The calculator was designed with you in mind and is based on the bankruptcy means test forms in North Carolina! We want to make sure you understand your eligibility, along with the other options that may be available to you based on your individual situation.